CROGHAN | 9795A State Route 812 Croghan, NY 13327 | 315-346-6378

DEER RIVER | 3997 Deer River Road Deer River, NY 13627 | 315-493-2391

LOWVILLE | 7383 M. Utica Boulevard Lowville, NY 13367 | 315-376-2731

Built on Integrity Since 1950


Foy Agency Insurance, Inc was started in 1950 in the home of Francis and Rosemary Foy. After serving his country in the Second World War, Francis found that his love for farming was not going to be a possible career choice after injuring his back in the Army Air Corps. Francis was a POW for seven months after being shot down in a B52 Bomber.

He spent the next 25 years helping local farmers and neighbors with their insurance needs.
In 1971, Thomas P. Foy joined the family insurance agency. Through hard work and diligence, he started to build the agency into a solid local business that gained respect through the principles in which Francis had believed: “Put your clients’ best interests first.” Tom earned both his C.I.C. and C.P.C.U. in the late 70’s and has been a student of insurance coverage ever since.

Today Foy Agency Insurance, is enjoying growth with their third-generation family member, Jeffrey T Foy. Jeff has been with the firm for the last fourteen years after completing a Bachelor’s Degree in “Insurance & Risk Management” from Appalachians State University in Boone, NC and holds a C.I.C. (Certified Insurance Counselor) designation.

Michael W. Hayes, the younger brother of Tom’s wife Sue, has been with the agency since 1988. He carries both C.I.C. & C.P.C.U. designations. Mike not only manages our three offices internally, he is also an instrumental part of developing insurance solutions for businesses across the North Country.

Mike, Jeff, and Tom share the same passion for insurance that Jeff’s grandfather had so many years ago. They help lead a team of insurance professionals who all have the same goal: “Help clients obtain competitively priced insurance to protect assets from financially damaging events.”

American Legions, VFWS & Related

Tom Foy found in the late 1980’s that American Legions, VFWS, and related organizations were having a difficult time obtaining proper insurance for their posts. Tom served his country in Vietnam, knew that the folks involved with these organizations were good people, and he wanted to help. He partnered with an insurance company with which his father, Francis Foy, had got his start following his involvement in WWII (where Francis was a POW for seven months after being shot down in a B24 Bomber).

Tom has worked side by side with the Great American Insurance Company providing Replacement Cost on Buildings & Contents, Commercial General Liability including Liquor Legal Liability, Workers Compensation, and Disability Insurance. Tom takes great pride in visiting with each post to learn their unique situations and he insures them on an individual basis. Foy Agency Insurance currently insures over 280 Posts & Legions and we are always open to welcome more to our program.